20 Sep 2023

【銀主劈價】豪宅銀主盤6500萬沽 低銀行估價19%
(Mortgagee Sale) Luxury property sold for 65 Million, 19% Lower than Bank Valuation

二手樓價持續回落，銀主存量急升，銀行大幅減價出售銀主盤。市場消息透露，雅柏苑B座低層1室，實用面積2113平方呎，屬於4房間隔，早前淪為銀主盤，銀行一度叫價7500萬元放盤，議價後最終以約6500萬元（連2個車位）售出，較銀行網上估價8056萬元低約19%。資料顯示，原業主早於2008年以3500萬元購入，2017年開始先後多次加押借貸最終淪銀主盤。

Second-hand property prices continue to fall, the stock of mortgagee sale has increased sharply, and banks have sold mortgagee sale properties at a significant discount. According to market news, there is a low-floor unit in Block B of Park Place with a usable area of ​​2,113 square feet and a 4-bedroom partition. It was previously listed as a mortgagee property. The bank once offered a price of $75 million for the listing. After negotiation, the price was finally settled at about $65 million (with 2 parking spaces) sold, about 19% lower than the bank's online valuation of $80.56 million. Information shows that the original owner purchased it for 35 million as early as 2008. Since 2017, he has repeatedly increased mortgage loans and finally became the main banker.